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"Ask The Expert"
Each Wednesday, Sherry does a one hour radio segment on WLNI's Morningline (105.9 FM) called "Ask the Expert". She discusses different topics each week such as investment properties, getting prequalified to buy a home, or all about credit scores. She can also take your live call if you have a question that you'd like to call and ask on the air. The show begins at 9:10 every Wednesday on 105.9FM WLNI or you can stream it online from www.wlni.com Also, if you have a particular topic that you'd like Sherry to cover, email it to her in advance and she'll cover it on the air.
Knowledge is Power
Obtaining a mortgage can be a very complex and daunting experience. We firmly believe that knowlege is power, and invite you to use this website to help educate yourself, but more importantly, hope that you will rely on us to guide you safely through the maze. We are constantly working to keep ourselves abreast of current laws and regulations guiding our industry, and also of the programs and products available to you. We realize that you have a choice, and hope you will give us the opportunity to earn your business. Our promise to you is that you won't regret that decision.
Our committment to you
- Offer fair and competitive pricing for your loan
- Disclose all fees and loan costs to you UP-FRONT.... No Surprises the day before closing!
- Fully analyze your needs, both long and short term, and help you to make the absolute best decision for you.
- Advise you against something you may want to do if we don't truly feel it's in your best interest.
- Offer guidance if needed to help you position yourself better to be able to buy a home if you are not able to do so right now. We have customers that we have worked with for over a year helping them get things in order.
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 Mortgage News Daily
More Lender Updates; Letters from the Trenches and Legal Updates Focused on the CFPB - 3 hours ago
Posted To: Pipeline PressLondon plans to use a painfully "High-Pitched Sound Generator" to disperse large crowds at the Olympics. Observers note that it will be Cindy Lauper's first paying gig since '86. Speaking of high-pitched noises (and no, this is not a lead in to a Taylor Swift joke), the constructive clamoring about the CFPB's flat fee continues . "The CFPB for consumer finance, in my opinion, is the same thing as the CFTC for commodity trading overseeing Future Commission Merchants and the SEC for stock broker/dealers. Both the futures and stock brokerage industries have formed self-regulating entities. The National Futures Association for commodities and the Financial Industry Regulatory Authority (FINRA) for stocks. The mortgage industry would be well served if the industry itself through the MBA or other...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS RECAP: Slightly Bumpy Ride Late, But Important Level Holds - 1 day ago
Posted To: MBS CommentaryMBS Live : MBS Afternoon Market Summary 104-16 Turned out to be an important level for Fannie 3.5's today. There's more than the usual amount of content in the 'alerts and updates' section below if you're looking to get caught up on how it played out. Long story short, bond markets held up quite well on a Friday that mostly saw money flowing OUT of both sides of the market (i.e. equities and fixed-income both lower in price today). But even the late day volatility left the 104-16 technical level intact through 4pm. From now until MBS go out for the day, it's not out of the realm of possibility to see illiquidity take things a bit lower, but whether or not lenders react to that depends on the lender in question. If it were us, we'd call it a week. MBS Pricing Snapshot Pricing shown below is...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Mortgage Rates Lower Still, But Progress Is Slow - 1 day ago
Posted To: Mortgage Rate WatchMortgage Rates improved marginally from yesterday's new all-time lows. Without any major scheduled events to digest, bond markets were left to their own devices and paid a decent amount of attention to a sell-off in stocks. When yields in the broader bond markets move lower, MBS (the "mortgage-backed securities" that most directly influence lenders' rates) tend to move lower in yield as well, allowing lenders to off lower costs, lower rates, or a combination of the two. With the recent move lower to a 3.75% Best-Execution level for 30yr Fixed Conventional loans, today's improvements were seen more in the form of decreased borrowing costs, or increased lender credit, as the case may be. If you're a first-time or even frequent reader looking for a bit more clarity on "best-execution," we just...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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